Powering the future of embedded insurance

Owen is an insurtech company created to reshape how insurance is distributed and experienced in the digital age. We enable fintechs, digital platforms, SaaS tools, and insurers to embed relevant, contextual protection directly into the products.

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2022
The Journey Start

Founded in 2022 by Thibault Masson and Pierre-Olivier Grall, Owen was born from the conviction that insurance should no longer be a separate product, but a seamless part of modern digital experiences.

Our journey started with a simple idea: what if insurance could be as intuitive, real-time, and user-centric as digital payments?

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May 2022
Pre-seed Investment

1,5 M€ led by Angel investors and 50 Partners to transform insurance into a growth engine for fintechs and neobanks

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December 2022
Partnership with Younited

Launch of Younited Care, Personalized and Embedded Credit insurance designed to enchance Borrowers' financial security across Europe

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March 2024
Partnerships with Green neobanks

Owen created the first card insurance tailored for Eco-friendly users

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January 2025
The Owen Teams expands

More than 20 employees work at Owen (product, tech, partnerships, care, ops, etc.)

Our Vision

Unlock the full potential of embedded insurance.

Our Values

At the core of Owen are principles that guide everything we do:

Clarity over complexity
We make things simple and transparent for users and partners
Speed with care
We move fast but don't compromise on quality
Collaboration first
We build as a team and support each other's growth
Impact by design
Every decision is made to drive meaningful results
Joins Us

Get Started Today

Unlock new revenue streams
Let's build the future of embedded insurance