Powering the future of embedded insurance
Owen is an insurtech company created to reshape how insurance is distributed and experienced in the digital age. We enable fintechs, digital platforms, SaaS tools, and insurers to embed relevant, contextual protection directly into the products.
%20(1).png)
Founded in 2022 by Thibault Masson and Pierre-Olivier Grall, Owen was born from the conviction that insurance should no longer be a separate product, but a seamless part of modern digital experiences.
Our journey started with a simple idea: what if insurance could be as intuitive, real-time, and user-centric as digital payments?
%20(1).png)
1,5 M€ led by Angel investors and 50 Partners to transform insurance into a growth engine for fintechs and neobanks

Launch of Younited Care, Personalized and Embedded Credit insurance designed to enchance Borrowers' financial security across Europe
%20(1).png)
Owen created the first card insurance tailored for Eco-friendly users
.png)
More than 20 employees work at Owen (product, tech, partnerships, care, ops, etc.)
Unlock the full potential of embedded insurance.
Our Values
At the core of Owen are principles that guide everything we do:



